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Regular Checking
Now Account
Super Now Account
Money Market Account
Free Checking
Pay-As-You-Check Account
In-Club Account
New Age Club Account
Business Regular Checking
Low Volume Business Account



Regular Checking
No minimum balance required to open account.
No service charge for average daily balances $300.00 or more.

If average daily balance falls below $300.00 during a statement cycle, a monthly fee is charged as follows:

  • Service charge fee of $6.00
  • Per check fee of $0.15 for each check written in excess of 10 checks.
Monthly statement cycle.
Service Charge Fees and Per Check Fees waived for students under age 24 and senior citizens age 60 and over.



Now Account
Must maintain average daily balance of $1000.00 to obtain disclosed annual percentage yield.
No service charge for average daily balances $1000.00 or more.

If average daily balance falls below $1000.00 during a statement cycle, a monthly fee is charged as follows:

  • Service charge fee of $5.00.
  • Per check fee of $0.15 for each check written in excess of 10 checks.
Monthly statement cycle.
Interest compounded and credited every month.
Contact Us for current rates.



Super Now Account
Must maintain average daily balance of $7500.00 to obtain disclosed annual percentage yield.
No service charge for average daily balances $7500.00 or more.

If average daily balance falls below $7500.00 during a statement cycle, a monthly fee is charged as follows:

  • Service Charge fee of $15.00.
Interest compounded and credited every month.
Contact Us for current rates.



Money Market Account (MMTA)
Must maintain average daily balance of $2500.00 to obtain disclosed annual percentage yield.
No service charge for average daily balances $2500.00 or more

If average daily balance falls below $2500.00 during a statement cycle, a monthly fee is charged as follows:

  • Service charge fee of $10.00.
Tiered rates.
Interest compounded and credited every month.
Contact Us for current rates.
Transaction limitations: Transfers from a Money Market Transaction account to another account or to third parties by pre-authorized, automatic, or telephone transfer are limited to six per 30 day period with no more than three by check, draft, or similar order to third parties.



Free Checking
No minimum balance required.
No per check fee.



Pay-As-You-Check Account (PAYC)
No minimum balance required.
$0.30 per check fee will be charged for each debit transaction.(withdrawal, check paid, automatic transfer, or payment out of this account.



In-Club Account

In-Club membership offers you about all the banking services you'll ever need for one low monthly fee. Membership includes:

  • Unlimited checking.
  • Free personalized checks.
  • Key ring registration service.
  • Credit card registration service.
  • Discounts on travel.
  • Emergency cash advance.
  • 90-day purchase replacement through "Buyers Advantage".
No minimum balance required.
No per check fee.
Free travelers checks.
Free cashiers checks.
Free money orders.
Free notary service.
Contact Us for monthly charge In-Club charge options.



New Age Club Account
You must be age 50 and over.
Must maintain average daily balance of $1500.00 to obtain disclosed annual percentage yield.

No service charges for average daily balances of $1500.00 or more.

If average daily balance falls below $1500.00 during a statement cycle, a monthly fee is charged as follows:

  • Service charge fee of $5.00.
  • Per check fee of $0.15 for each check written in excess of 10 checks.
Interest compounded and credited every month.
Contact Us for current rates.
Bus trips at reasonable prices.
Special monthly events.



Business Regular Checking
No service charge for average daily balances $2000.00 or more.

If average daily balance falls below $2000.00 during a statement cycle, a monthly fee is charged as follows:

  • Service charge fees:
  • $0.00 thru $749.99 ……… $10.00
    $750.00 thru $1,499.99 ………. $9.00
    $1,500.00 thru $1,999.99 ……….. $8.00

  • Per check fee of $0.20 for each check written in excess of 10 checks.



Low Volume Business Account
No service charge for average daily balances $500.00 or more.

If average daily balance falls below $500.00 during a statement cycle, a monthly fee is charged as follows:

  • Service Charge fee of $5.00.
Regardless of balance, a per check fee of $0.50 is charged for each check written in excess of 15 checks.



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