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We, our, and
us, when used in this notice, mean The
Tilden Bank. This is our privacy notice for our customers. When
we use the words "you" and "your" we
mean the following types of customers:
- Our consumer customers who have a continuing
relationship by purchasing or holding financial products or services
such as a(n):
- Deposit account
- Loan account
- Safe deposit box
We will tell you the sources of the information we collect about
you. We will tell you what measures we take to secure that information.
We first define some terms.
Nonpublic personal information means
information about you that we collect in connection with providing
a financial product or service to you. Nonpublic personal information
does not include information that is available from public sources,
such as telephone directories or government records. Hereafter,
we will use the term "information" to mean nonpublic
personal information as defined in this section.
An affiliate is a company we own or control,
a company that owns or controls us, or a company that is owned or
controlled by the same company that owns or controls us. Ownership
does not mean complete ownership, but means owning enough to have
control.
A nonaffiliated third party is a person
we do not employ or a company that is not an affiliate of ours.
This is also known as nonaffiliated third party, or simply, an "other
party."
THE INFORMATION WE COLLECT
We collect information about you from the following sources:
- Information you give us on applications
or other forms
- Information about your transactions with
us
- Information about your transactions with
other parties
- Information from a consumer reporting agency
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY
OF YOUR INFORMATION
We restrict access to information about you to those employees who
need to know
that information to provide products or services to you. We maintain
physical, electronic and procedural safeguards to protect this information.
YOUR INFORMATION AND OUR
AFFILIATES
We may disclose information about you to our affiliates.
Here are the kinds of information and the source of that information.
Transaction and experience information from our account records:
- Information about your transactions and
experiences with us, such as:
- Name
- Address
Federal law allows us to disclose the information
listed above with our affiliates. You do not have a right to opt
out of the disclosure of this information.
TYPES OF AFFILIATES
We may disclose information about you to the following
types of affiliates:
- Financial service providers, such as:
- Insurance agents
- Life insurers
- Property and casualty insurers
REASONS FOR DISCLOSURE
We may disclose information about you to our affiliates:
- To provide you with information about
additional products and services
- To evaluate our total relationship with
you and our family of companies and give you the best price that
relationship deserves.
YOUR INFORMATION AND OTHER
PARTIES
We will not disclose information about you to anyone
except as disclosed in this policy or as permitted by law. Examples
of this might include disclosures necessary to service your account
or prevent unauthorized transactions.
INFORMATION ABOUT OTHER
FORMER CUSTOMERS
We do not disclose information about former customers,
except as permitted by law.
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